Finance

Financing with Our Dealership

Once you’ve found the new Dodge or Jeep model that you love most, come speak with the Chrysler finance experts at our Ram dealership in Jefferson City. As a locally-owned and -operated business, nothing pleases us more than seeing local drivers get behind the wheel of the Ram truck or Jeep SUV that they love. Whether you want to get a new Dodge lease, explore your Jeep financing options or discover the benefits of buying a used Ram pickup, we’ll be here with you every step of the way.

Save time and go at your own pace by filling out an auto financing application online in the comfort of your own home. Once complete, a finance team member will be in touch shortly to discuss your options. They’ll outline the advantages that come with buying vs. leasing a Dodge, plus, they’ll work hard to ensure you end up with favorable Chrysler financing rates. Ready to take home a Ram lease or browse purchase plan options? Contact our Missouri Jeep dealer today!

Should You Lease Your New Capital City CDJR Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Capital City CDJR can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What’s better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I’ve had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.